we professional valuers are working as panel Valuer for banks as well as consultant in real estate investments. There is vast difference in these two segments as value varies with purpose and perspective. In banking sector, we need to emphasis on secured or realizable value of immovable asset, which bankers wants to know prior finance to secure their debts. But in real estate investments, our focus shifts on "HIGHEST AND BEST USE [HABU]" of the property to be valued. In banking valuations, Valuer has mainly to perform two roles, one of channel business associate or partner and other of skilled Valuer. For a long term successful career in banking related valuations one must perform both mentioned roles skillfully in order to create a reputation among bankers and lending borrowers!
BY- VALUER ALHAD DESHPANDE
B.E. [CIVIL], M.I.E., F.I.V., M.O.V.
IBBI REGISTERED VALUER